> For the complete documentation index, see [llms.txt](https://yuzu-money.gitbook.io/yuzu-money/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://yuzu-money.gitbook.io/yuzu-money/core-features/core-features-and-value-proposition.md). # Core Features & Value Proposition **High Yield. Protected. Transparent.** Yuzu Money’s objective is to **deliver exposure to some of DeFi’s best yields to everyone with risk mitigation layers and observable backing.** At the core is [yzUSD](/yuzu-money/yuzu-alpha/yuzu-stablecoin-yzusd.md), an overcollateralized stablecoin backed by curated on-chain strategies in a single tokenized form.
* **Risk Tranching** ([yzPP](/yuzu-money/yuzu-alpha/yuzu-protection-pool-yzpp.md)): A first-loss pool earns higher target yield for assuming higher risk.
* **Semi-Automated Exploit Response** ([Sentinel](/yuzu-money/security-infrastructure/hypernative-sentinel.md) powered by Hypernative): Real-time on chain exploit monitoring with semi-automated response.
These elements combine to present **curated yield** access plus **institutional style risk features** in a single stablecoin experience. ## Core Value Proposition
ProblemYuzu Solution
High YieldHigh yield on-chain DeFi strategies
Multi-Layer ProtectionFirst-loss protection pool (yzPP) + Reserve Fund + Sentinel semi-automated exploit response
Full TransparencyReserves, collateral ratios and risk metrics verifiable in near real-time via Accountable.
Always OvercollateralizedEvery yzUSD is backed by >$1 of on-chain assets with additional collateralization provided by yzPP.