# Core Features & Value Proposition

**High Yield. Protected. Transparent.**

Yuzu Money’s objective is to **deliver exposure to some of DeFi’s best yields to everyone with risk mitigation layers and observable backing.**

At the core is [yzUSD](https://yuzu-money.gitbook.io/yuzu-money/yuzu-alpha/yuzu-stablecoin-yzusd), an overcollateralized stablecoin backed by curated on-chain strategies in a single tokenized form.<br>

* **Risk Tranching** ([yzPP](https://yuzu-money.gitbook.io/yuzu-money/yuzu-alpha/yuzu-protection-pool-yzpp)): A first-loss pool earns higher target yield for assuming higher risk.<br>
* **Semi-Automated Exploit Response** ([Sentinel](https://yuzu-money.gitbook.io/yuzu-money/security-infrastructure/hypernative-sentinel) powered by Hypernative): Real-time on chain exploit monitoring with semi-automated response.<br>

These elements combine to present **curated yield** access plus **institutional style risk features** in a single stablecoin experience.

## Core Value Proposition

<table data-full-width="false"><thead><tr><th align="center">Problem</th><th align="center">Yuzu Solution</th></tr></thead><tbody><tr><td align="center"><strong>High Yield</strong></td><td align="center">High yield on-chain DeFi strategies </td></tr><tr><td align="center"> <strong>Multi-Layer Protection</strong></td><td align="center">First-loss protection pool (yzPP) + Reserve Fund + Sentinel semi-automated exploit response</td></tr><tr><td align="center"><strong>Full Transparency</strong></td><td align="center">Reserves, collateral ratios and risk metrics verifiable in near real-time via <a href="../transparency/accountable">Accountable</a>.</td></tr><tr><td align="center"><strong>Always Overcollateralized</strong></td><td align="center">Every yzUSD is backed by >$1 of on-chain assets with additional collateralization provided by yzPP.</td></tr></tbody></table>