# Staked yzUSD (syzUSD)

syzUSD is a technical wrapper, an ERC‑4626 vault token that represents staked yzUSD for composability in DeFi. Staking converts form only (yzUSD → syzUSD) and is designed to facilitate integrations and secondary‑market use. Any yield accrual to syzUSD reflects the program’s policy for yzUSD staking and underlying portfolio performance; the wrapper itself confers no separate rights beyond representing the staked position.

* Target APR cadence: The target APR for syzUSD is announced weekly and corresponds to the week’s epoch (Mon 00:00 UTC → Sun 23:59 UTC), with a published rate each Monday at 06:00 UTC.
* Methodology: Target APR is set by the Yuzu Money team based on a conservative estimate of yields from underlying strategies in the Collateral Pool after accounting for flows into the Reserve Fund.
* Unstaking Window: Converting syzUSD back to yzUSD requires 24 hours, during which no additional yield accrues.
