Yuzu Stablecoin (yzUSD)

DeFi Suite: Senior tranche product

yzUSD is intended to be an overcollateralized, stable value, asset referenced token targeting US$1.

Key Characteristics

Synthetic Dollar Intent: yzUSD targets stability at $1; in base form, it does not itself bear yield.

Staking Pathway: Holders may stake yzUSD to receive syzUSD, a liquid, yield accruing ERC-4626 vault token that enables further DeFi composability.

On-Chain Proof: Collateral is always on-chain; a Proof of Reserves dashboard allows users to verify that every yzUSD is backed by > US$1 in eligible on chain assets.

Mint/Redeem (Gated): Subject to eligibility and KYC/AML/KYB/SoF/SoW screening, only Eligible Investors (defined below) may mint or redeem yzUSD for USDT0 at 1:1, honoring program rules and risk limits.

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_{Access & Eligibility (Accredited/Qualified Only)}

_{Primary minting and redeeming of yzPP are restricted to Accredited, Qualified, Institutional, or Sophisticated Investors ("Eligible Investors") based on their country of residence or incorporation. Access is subject to completion of KYC/KYB, sanctions screening, AML/CFT checks, and Source-of-Funds/Source-of-Wealth verification. Each participant must also provide reasonable proof of Eligible Investor status and execute a declaration confirming they are and wish to be treated as such under the laws and regulations of their jurisdiction. Yuzu Money may decline, pause, or revoke access, or require updated evidence, at any time to remain compliant. Retail users are not eligible to mint, subscribe, or redeem yzPP.}

_{Secondary Market Trading (Open)}

_{Once validly minted into circulation, yzUSD is intended to function as a pure stablecoin that may be traded by anyone in relevant secondary markets — including CEXs and DEXs — that choose to list or support it, subject to those venues' own rules and applicable law. Yuzu Money does not operate these venues.}